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Punjab Life Insurance Company Jobs 2026 — PLIC Announces 21 Health Insurance & Medical Vacancies | Apply Now Full Time NEW
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Salary Range: PKR 50,000 to PKR 170,000 Per Month — Market Competitive. PLIC offers market-based remuneration for all advertised positions. The salary range varies by position level — Lead-level management and medical roles command higher packages within this range, while specialist positions start at the lower end. Exact compensation is confirmed at the appointment based on qualifications and experience.
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Last Date: June 10, 2026 — Apply by Email or Post Within 15 Days. Send your updated CV and required documents to hr@punjablife.com.pk or by post to PLIC’s Gulberg III Lahore address. Clearly mention the position title in the email subject line and on the envelope. Both email and postal applications are accepted.
Organization: PLIC Punjab
Total Posts: 21 Vacancies
Locations: Lahore + 9 Cities
Salary: PKR 50K–170K
Contract: 2 Years (Extendable)
INTRO
Health insurance administration in Pakistan’s public sector is a relatively new but rapidly growing field. Provincial governments — Punjab in particular — have been scaling up health insurance programs for low-income families, and the back-office operations that make these programs function require a specific kind of professional: someone who understands both the insurance and healthcare sides of the equation simultaneously.
Punjab Life Insurance Company Limited (PLIC) — described as Pakistan’s first provincial government-owned life insurance company — operates under the Government of Punjab and is at the center of Punjab’s public health insurance delivery infrastructure. The company is now hiring for 21 positions that together form the operational leadership of its health insurance functions: provider empanelment, pre-authorization, claims settlement, medical audit, beneficiary support, policyholder services, contact centre management, and Shariah compliance.
The salary range — PKR 50,000 to PKR 170,000 per month — covers both entry and senior positions in this cycle. Lead-level management roles and MBBS-qualified medical positions command the upper end of this range. Provincial Medical Officer positions are spread across nine Punjab cities — Sahiwal, Gujranwala, Gujrat, Rawalpindi, Multan, Bahawalpur, DG Khan, Faisalabad, and Sargodha — making this one of the more geographically distributed health sector recruitments in Punjab this year.
Applications go by email to hr@punjablife.com.pk or by post to PLIC’s Gulberg III Lahore office. The deadline is June 10, 2026. All positions are 2-year contracts, extendable on satisfactory performance.
Job Overview — PLIC Jobs 2026
Organization: Punjab Life Insurance Company Limited (PLIC)
Nature: Pakistan’s first provincial government-owned life insurance company — Government of Punjab
Office Address: 1st Floor, Pakistan Engineering Congress Building, 97-A, Block D1, Liberty Market, Gulberg III, Lahore
Total Vacancies: 21 posts across 10 categories
Job Type: Contract — 2 years initial, extendable on satisfactory performance
Salary Range: PKR 50,000 to PKR 170,000/month — market competitive
Primary Location: Lahore (most posts) + 9 Punjab cities (Provincial Medical Officers)
Application Email: hr@punjablife.com.pk
Postal Address: PLIC, 1st Floor, Pakistan Engineering Congress Building, 97-A, Block D1, Liberty Market, Gulberg III, Lahore
Equal Opportunity: Females, minorities, differently abled persons, and transgender individuals are encouraged to apply
All 21 Vacancies — Complete Breakdown
☪️ Shariah Compliance Post — Lahore
1 Post | Age: Up to 35
Post | Qualification | Experience |
Shariah Compliance Officer | Minimum Bachelor's degree (HEC-recognized) + Islamic Finance Certification (CIFC/CSSA). Knowledge of AAOIFI standards and SECP Takaful Regulations required. | Minimum 3 years in Takaful or Islamic insurance. Age: up to 35 years. |
📊 Lead Management Posts — Lahore (Health Insurance Background)
5 Posts | Age: Up to 40–45
Post | Posts | Qualification | Experience | Age |
Lead Policy Holders Administration / Services | 2 | Master's — 18 years of education (HEC-recognized) + MS Office & reporting tools | Min 5 years, preferably in public/social health insurance programs | Up to 40 |
Lead Beneficiary Support | 1 | Master's — 18 years of education (HEC-recognized) + MS Office & reporting tools | Min 5 years, preferably in public/social health insurance programs | Up to 40 |
Lead Contact Centre | 1 | Master's — 18 years of education (HEC-recognized) + MS Office & reporting tools | Min 5 years, preferably in public/social health insurance programs | Up to 45 |
Lead Provider Empanelment | 1 | Master's — 18 years of education (HEC-recognized) + MS Office & reporting tools | Min 5 years in health insurance provider network management | Up to 45 |
🏥 Medical Lead Posts — Lahore (MBBS Required)
4 Posts | Age: Up to 40–50
Post | Posts | Qualification | Experience | Age |
Lead Provider Operations | 1 | MBBS (PMDC-recognized) + MS Office & health systems | Min 4 years in health insurance, hospital operations, claims, or provider relations | Up to 45 |
Lead Pre-Authorization | 1 | MBBS (PMDC-recognized) + MS Office & health systems | Min 5 years in health insurance, claims, or hospital operations | Up to 45 |
Lead Claims & Settlements | 1 | MBBS (PMDC-recognized) + MS Office & health systems | MS Office & health systemsMin 4 years in health insurance, claims, or hospital operations | Up to 50 |
Lead Medical Audit | 1 | MBBS (PMDC-recognized) + MS Office & health systems | Min 3 years in health insurance, medical audit, or claims operations | Up to 40 |
🏙️ Provincial Medical Officers — 9 Punjab Cities
10 Posts | Age: Up to 40
Post | Posts | Qualification | Experience |
Provincial Medical Officer (PMO) | 10 | MBBS (PMDC-recognized) + Strong MS Office & reporting systems proficiency | Minimum 5 years of relevant experience. Age: not more than 40 years |
PMO Posting Cities (1 per city)
📍 Sahiwal
📍 Gujranwala
📍 Gujrat
📍 Rawalpindi
📍 Multan
📍 Bahawalpur
📍 DG Khan
📍 Faisalabad
📍 Sargodha
About Punjab Life Insurance Company (PLIC)
Punjab Life Insurance Company Limited (PLIC) is described as Pakistan’s first provincial government-owned life insurance company, operating under the Government of Punjab. The company plays a central role in Punjab’s public health insurance ecosystem — administering health insurance coverage for enrolled beneficiaries, managing provider networks of hospitals and clinics across Punjab, processing pre-authorization and claims for covered medical services, and supporting the beneficiary contact and grievance functions that make health insurance accessible to enrolled families.
The scale of health insurance operations under Punjab’s public programs is significant. Punjab has been expanding health coverage for low-income and vulnerable populations — a program that requires insurance administration infrastructure at the provincial level. PLIC sits at the operational center of this infrastructure, handling the transaction-heavy, medically complex processes of provider empanelment, pre-authorization decisions, claims settlement, medical audit, and beneficiary support that determine whether the program actually delivers value to enrolled families.
For professionals with experience in health insurance, social health protection programs, hospital operations, or Takaful/Islamic finance, PLIC represents one of the most directly relevant employers in Pakistan’s government-linked insurance sector. The organizational exposure — working with a provincial health insurance program at scale — is a genuinely distinctive career experience.
What Each Lead Role Actually Involves
Lead Pre-Authorization (MBBS)
Pre-authorization is the clinical gatekeeping function of health insurance — reviewing requests for elective procedures, specialist referrals, and hospital admissions to determine whether they are medically necessary and covered under the policy. The Lead Pre-Authorization manages this process, ensuring that authorization decisions are made correctly, consistently, and in a timely way. This role requires both clinical judgment (MBBS) and health insurance policy knowledge. Experience in hospital operations or clinical insurance claims is directly applicable.
Lead Claims & Settlements (MBBS)
After a policyholder receives treatment, the Claims & Settlements function verifies the medical claim, checks it against policy coverage, reviews the clinical documentation, and processes payment to the hospital or policyholder. The Lead oversees this process end-to-end — including dispute resolution, fraud detection, and quality assurance. The age limit of up to 50 years for this role reflects that senior medical professionals with extensive claims experience are actively sought.
Lead Medical Audit (MBBS)
Medical audit in health insurance involves reviewing settled claims and active provider relationships to identify overbilling, unnecessary procedures, upcoding, and other forms of healthcare fraud and abuse. The Lead Medical Audit develops and implements audit frameworks, conducts provider assessments, and produces findings that inform both claims decisions and provider contract management. This is a compliance-adjacent function that requires clinical credibility combined with analytical rigor.
Lead Provider Empanelment (Master’s)
Provider empanelment is the process of evaluating, credentialing, and onboarding hospitals and clinics into the PLIC network. The Lead manages the criteria for empanelment, coordinates site assessments, reviews provider applications, and maintains the active provider database. Experience in health insurance provider network management — specifically the operational side of managing hospital contracts and performance — is the target profile for this role.
Provincial Medical Officer (MBBS — Field Role)
The PMO is the most geographically distributed role in this advertisement, with 10 seats across 9 Punjab cities. Provincial Medical Officers work in the field — serving as PLIC’s presence in their assigned city, coordinating with empaneled hospitals and clinics, supporting provider operations, assisting with claims and pre-authorization queries, and ensuring that the health insurance program functions correctly at the district level. This is not a desk job in Lahore. It is a field-based public health insurance coordination role in a specific Punjab city.
Public / Social Health Insurance Program experience is the most valued background across multiple posts. Five of the ten positions specifically mention “public/social health insurance programs” as a preferred experience context. This refers to programs like Punjab’s Sehat Card Plus, National Health Program, BISP-linked health coverage, or similar government-funded health insurance schemes. If your background includes working with any such program — in operations, claims, provider management, beneficiary services, or field coordination — describe this specifically in your CV. Generic health insurance experience at a private insurer is less targeted than direct exposure to public health protection programs.
How to Apply
1. Prepare Your CV and Required Documents
Your CV must be updated and tailored to the specific position you are applying for. Alongside your CV, prepare attested copies of: CNIC, domicile certificate, all academic degrees and certificates (bachelor’s, master’s, MBBS as applicable), professional experience letters from each previous employer, any professional certifications (CIFC/CSSA for Shariah Compliance Officer; PMDC registration for MBBS posts), and 2 recent passport-size photographs.
2. Write the Position Title in the Email Subject Line
This is a specific instruction from PLIC — candidates must clearly mention the position they are applying for in the email subject line (for email applications) and on the envelope (for postal applications). A clear subject line, such as “Application for Lead Medical Audit – MBBS – Lahore,e” routes your application to the correct department instantly. A vague subject like “Job Application” in a high-volume inbox causes delays or misrouting.
3. Send by Email to hr@punjablife.com.pk or by Post.
Email: Attach your CV, cover letter, and all document copies as a single PDF or organized attachments. Send to hr@punjablife.com.pk with the position title clearly in the subject line.
Post: Put your complete application package in an envelope clearly labeled with the position title and your name. Send to: Punjab Life Insurance Company Limited, 1st Floor, Pakistan Engineering Congress Building, 97-A, Block D1, Liberty Market, Gulberg III, Lahore.
4. Submit Before June 10, 2026
The advertisement specifies “within 15 days of the advertisement” as the deadline, with the explicit closing date of June 10, 202,6 based on the May 26 publication date. For postal applications from outside Lahore, dispatch at least 4–5 days before June 10 to ensure timely arrival. For email applications, send by June 8 to allow a buffer for any technical issues.
Apply by Email or Post — Deadline June 10, 2026
Mention position title clearly in the subject line and on the envelope:
📧 hr@punjablife.com.pk
📮 PLIC, 1st Floor, Pakistan Engineering Congress Building, 97-A, Block D1, Liberty Market, Gulberg III, Lahore
📧 Email Application to PLIC
💡 7 Practical Tips Before You Apply
- Shariah Compliance Officer applicants — CIFC/CSSA certification is a mandatory requirement, not optional. The advertisement lists “Islamic Finance Certification, such as CIFC/CSS, A” as required alongside the bachelor’s degree. This is not a “preferred” or “desirable” certification — it is stated as a requirement. CIFC (Certified Islamic Finance Professional) and CSSA (Certified Shariah Auditor and Advisor) are the two certifications. If you have a different Islamic finance credential, check whether it is recognized as equivalent under SECP or AAOIFI standards before applying. If you are working toward one of these certifications but have not completed it, be transparent in your application.
- MBBS applicants — PMDC registration must be current and active. All four Lead medical positions and the Provincial Medical Officer posts require an MBBS from a PMDC-recognized institute. Your PMDC/PMC registration must be current — not expired. Check your registration status at pmc.gov.pk before applying. Include your PMDC registration number in your CV. An expired registration disqualifies your application regardless of your clinical experience.
- Provincial Medical Officers — you are applying for a specific city, not a general PMO post. The advertisement lists 9 cities with 10 PMO seats. If you are applying for the PMO post, specify your preferred city in your application. Candidates who are open to multiple cities should list their preferences in order. Do not assume you can choose your posting after selection — the city is the deployment, and specifying it in your application signals commitment to that location.
- Lead Provider Empanelment applicants — hospital credentialing experience is the core requirement. This role specifically requires “experience in health insurance provider network management.” Provider network management means hands-on experience with the process of evaluating hospitals, verifying their credentials, assessing their facilities, and managing their performance under insurance contracts. If your experience includes any part of this process — even as part of a wider health insurance or hospital operations role — describe the provider-related components of your work specifically in your CV.
- Lead Contact Centre applicants have the most generous age limit — up to 45 years. Among the management Lead positions, the Contact Centre Lead has the highest age ceiling at 45 years, compared to 40 for most other management posts. If you have contact centre management experience in a health insurance, government program, or social services environment and are between 4 and 45 years of age, this post is accessible where others may not be. The contact centre function in public health insurance serves enrolled beneficiaries — experience managing teams that handle complex, empathetic queries from low-income customers is particularly relevant.
- For all Lead positions — explicitly describe your public or social health insurance program exposure if you have it. The advertisement repeatedly mentions “preferably in public/social health insurance programs” as the experience preference for management Lead roles. Programs like Sehat Card Plus, National Health Programme, provincial health insurance schemes, BISP health coverage, or donor-funded health insurance pilots all qualify as relevant context. If any of your previous roles touched any of these programs — even in a support capacity — name the program specifically in your CV. Generic health insurance experience at a private insurer will be evaluated less favorably than direct public health insurance exposure.
- Applying for more than one post — send separate, clearly labeled applications. The advertisement states that candidates applying for more than one position should ensure the post title is clearly mentioned for proper application handling. This means a separate email with a separate subject line for each post, not one email listing three posts you are interested in. Each application should have a tailored CV and cover letter specific to that role. Combining multiple positions into one application signals that you have not thought carefully about which role is the strongest match for your background.
⚠️ Official Terms & Conditions
- All positions are offered on a two-year contract, extendable on satisfactory performance.
- Only shortlisted candidates will be called for an interview
- PLIC reserves the right to accept or reject any application without assigning a reason
- Remuneration is market-based and competitive
- Females, minorities, differently abled persons, and transgender individuals are encouraged to apply
- Applications must include all required documents (CNIC, domicile, academic certificates, experience letters, photos)
- Position title must be clearly mentioned in the email subject and on the envelope
📞 Contact & Application Information
📧 Email: hr@punjablife.com.pk
📮 Postal Address: Punjab Life Insurance Company Limited, 1st Floor, Pakistan Engineering Congress Building, 97-A, Block D1, Liberty Market, Gulberg III, Lahore
(FAQ) Frequently Asked Questions
1. What type of organization is Punjab Life Insurance Company Limited?
Punjab Life Insurance Company Limited (PLIC) is described as Pakistan’s first provincial government-owned life insurance company, operating under the Government of Punjab. It is not a private sector insurer and not a federal government organization — it sits in the government-owned company category, similar to other provincial public enterprises. As a government-owned company, its employment structure, remuneration, and operational focus are different from both pure private sector insurers and regular civil service departments. The salary packages are market-competitive rather than BPS-based, and employment is on a contract basis rather than permanent civil service tenure.
2. Can candidates without health insurance experience apply for the Lead management posts?
The Lead management posts (Policy Holders Administration, Beneficiary Support, Contact Centre, Provider Empanelment) all specify “preferably in public/social health insurance programs” as the experience requirement. This means a health insurance background is the preferred but not exclusively required context. Candidates with strong management experience in adjacent fields — hospital administration, social protection program operations, contact centre management in a health services context, or government program delivery — may be considered, particularly if they demonstrate specific knowledge of health insurance operations in their application. However, candidates with direct health insurance experience will have an advantage at the shortlisting stage. The Lead Provider Operations and Lead Pre-Authorization posts require MBBS — these have a hard clinical qualification requirement.
3. What do Provincial Medical Officers do day-to-day?
Provincial Medical Officers serve as PLIC’s operational presence in their assigned Punjab city. Their work involves coordinating with the empaneled hospitals and clinics in their territory, supporting the pre-authorization and claims functions at the local level, monitoring provider performance and compliance, assisting beneficiaries who have queries or complaints about coverage at local hospitals, and reporting field-level operational issues to the Lahore head office. It is a field-facing public health insurance coordination role — part relationship management, part compliance oversight, part beneficiary support at the district level. An MBBS qualification with 5 years of relevant experience is required, and strong reporting skills are explicitly listed as essential.
4. What is the difference between Lead Claims & Settlements and Lead Medical Audit?
Lead Claims & Settlements manages the active processing of insurance claims — receiving claims from hospitals, verifying clinical documentation against coverage criteria, resolving disputes, and authorizing payment. It is a transactional, high-volume function. Lead Medical Audit is a retrospective oversight function — reviewing already-settled claims, active providers, and clinical patterns to detect fraud, abuse, overbilling, and unnecessary procedures. Medical audit produces findings and recommendations that inform both the claims process and provider contracts. Both require MBBS, but Claims & Settlements demands speed and volume management, while Medical Audit demands analytical depth and pattern recognition. The experience requirements reflect this: Claims & Settlements requires 4 years with a higher age limit (up to 50), while Medical Audit requires 3 years with a lower age limit (up to 40).
Disclaimer
JobHubOnline is an independent job information portal and is not affiliated with Punjab Life Insurance Company Limited (PLIC), Government of Punjab, or any of its constituent departments. All job details are sourced from the official PLIC advertisement dated May 26, 2026. Salary range information is taken directly from the official advertisement. Always verify the latest eligibility criteria and application requirements directly with PLIC at hr@punjablife.com.pk before submitting your application. JobHubOnline does not charge any fee for job listings and is not responsible for hiring decisions or changes to the original advertisement after publication.
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